Our Community Loan Fund Helps Local Businesses

At the CDC, we make loan decisions locally, taking into account much more than simple business numbers. Our perspective is unique because we are local, just like you. We support a wide variety of ideas and ventures and we offer flexible financing that meets your business needs.

Our goal is to help community businesses transform vision into reality and strengthen our local economy.
If you are located in Orillia, Oro-Medonte, Ramara, Rama, or Severn, you are eligible to apply for up to $300,000 through our Investment Program.

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Offering Business Loans up to $50,000 at PRIME Interest Rate 

For the Tourism, Retail, Service and Construction sectors


• No Legal Fees

• No Early Payout Fees

• Simple Application Process 

• Applicants must have been in operation for at least 18 months 



*For qualified applicants. Terms & conditions apply.

May not be used to repay existing CDC loans.

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Applying for a CDC Loan


Step 1. LET’S CHAT
Prior to submitting your application below, we would be happy to book an appointment with you to discuss your ideas and needs, and determine whether there’s a role for the CDC to play in your project. Please give us a call at 705-325-4903, ext. 101.


In order for us to make a decision we need your help. Please complete our online application below which includes business and personal information. We will review your application and then be in touch to discuss what supporting financial information we will need from you. This may include historical financial information or a business plan. If you don’t have a business plan, or need assistance with your plan, we can help.


We review all of the information you have provided and make a decision. We aim to provide an efficient review process and response time, but timelines can vary, depending on a variety of factors. We will discuss the timeline with you throughout the process.


If we decide to invest in your business, we will then contact you to review and discuss next steps in preparing all of the required documents.


Throughout the investment review and beyond, additional support services are always available. In the event we are unable to invest in your business we will continue to offer our support services and help you find other options.

We’re here to help you START, GROW & SUCCEED
Please complete our online application form to be considered for a business loan. There is no fee to apply.

For more information about and to apply to our Community Capacity Building Fund (CCBF) Grant, please click here

We are always looking for ways to improve. We would love to hear your feedback.

Please contact our General Manager, Wendy Timpano by email or at 705-325-4903 x 106