Our lending policies differ from traditional lending institutions in the following ways:

  • We take second, third or fourth positions;
  • We assign higher values to security items;
  • We accept seasonal and interest payments.
  • We take chattel mortgages on automobiles, boats, RVs, ATVs, etc.
  • We do entertain unsecured loans generally up to $10,000.00 total exposure.
  • We visit clients onsite at their businesses to identify problems before or as they arise.